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COVID-19 Testing & Antibody Testing

Keeping You Safe During a Pandemic

If you are experiencing symptoms of COVID-19 or think that you may have been exposed, we offer COVID-19 testing for patients of all ages. Bayside Urgent Care Center in Clearwater, Florida, is committed to the community during the COVID-19 pandemic. If your test is MEDICALLY NECESSARY, the cost will be fully covered by in-network insurance. It will also be covered if you are uninsured and have a valid SSN.

COVID-19 tests for reasons NOT MEDICALLY NECESSARY are NOT covered. Testing not covered would include testing for:

  • Travel

  • Work

  • Education

  • Entertainment

The only exception to the above is for patients who use straight Medicare (no Advantage Plans) and the Federal Uninsured Program, which will cover ALL testing.

If you have a question whether or not your test will be covered, please call us at (727) 441-5044.

The out-of-pocket cost for a COVID-19 Test is $125.00.

We are open Monday through Friday from 8 am to 8 pm and on Saturdays and Sundays from 9 am to 6 pm. We always welcome new patients, and appointments are not required.

What Are the Symptoms of COVID-19?

The symptoms and transmission for COVID-19 are like that of influenza. Symptoms typically appear 2-11 days after exposure and may include:

  • Fever , Cough
  • Shortness of breath
  • Sore throat
  • Nasal drainage, and other upper respiratory concerns
  • Fatigue and muscle aches

Bayside Urgent Care Offers THREE COVID Tests

  • COVID-19 rapid antigen test
  • 15 minute COVID-19 antibody test
  • 3 business day COVID PCR (nasal swab) test

Rapid COVID Antigen Test

The COVID-19 rapid antigen test detects protein fragments from the coronavirus if you've been infected. They are used as screening tests to see if someone diagnosed with COVID-19 remains infectious or to test a person who isn't displaying symptoms (asymptomatic) to detect or exclude COVID-19.

As COVID-19 vaccines continue to roll out and travel increases and more schools and businesses open their doors, this kind of testing is important to determine who is infectious so they can quarantine and not spread the virus to their family, friends, and the general public.

As more people begin flying and traveling, we anticipate that a negative test result may be required. Please check with your airline to see if a rapid COVID-19 antigen test is accepted.

15 Minute COVID Antibody Test

To determine if you have been recently infected with the virus (current infection), or have been infected in the past with the virus, we offer the Covid antibody test. This test is a finger prick blood test. During the test one of our medical assistants performs a finger prick to get a drop of blood. The drop of blood is then placed on a plastic tester (much like a pregnancy test), and the result is shown within 15 minutes while you wait.

When one gets infected with a virus, a few days after the body gets infected it starts making antibodies to fight the infection. This simple blood test determines if you have been recently infected with COVID-19 by testing for those antibodies (IgM). A few weeks after the body is infected with a virus, the body will produce a different type of antibody (IgG). This antibody will remain in your blood. The antibody test also tests for this antibody to tell you if you have had the virus in the past.

What Do the Antibody Test Results Mean?

Antibodies are proteins that are produced by your immune system in response to an infection. As your body fights off the virus, it will develop antibodies. IgM antibodies are the largest antibodies in the body and are typically produced first when you get infected by a virus. IgG antibodies are small and produced later in the course of an illness. IgG panels are used to detect "recent infection" or "in-recover" states.

Your antibody test will show one of the four following results.

  • Both IgM and IgG are negative – you've never been infected with COVID-19, or you are still in the incubation period.
  • IgM is positive, but IgG is negative – you are in the early phase of the COVID-19 infection.
  • IgM is negative, but IgG is positive – you have recently been infected with COVID-19 and now have protection against COVID-19.
  • Both IgM and IgG are positive – you have an active COVID-19 infection, and your body is building protection against it.

3 Business Day PCR (Polymerase Chain Reaction) Test

We also offer the nasal swab tests to test if you are currently infected. For this test, we insert the swab into the nose to get a mucus sample.

After the sample is collected, it is safely packaged and sent to the Acutis Diagnostics, a lab that specializes in toxicology and infectious disease. It takes three business days. They test for COVID-19 using the SARS CoV-2 Real-time RT-PCR Diagnostic Panel. Offered under Emergency Use Authorization (EUA), the test validation showed >99% sensitivity and 100% specificity within the test environment.

We use the lab for confirmatory testing to ensure you're getting accurate results.

Need Clearance to Go Back to Work or Travel? Get COVID-19 Testing Here Today!

Many companies and airlines are requiring physical or medical clearance from their employees and customers to help reduce the spread of COVID-19. Bayside Urgent Care Center has COVID-19 antibody and antigen testing now available.

Why Should You Get Tested?

There are four main reasons to get antibody testing:

  • You were experiencing symptoms of COVID-19 but were never tested.
  • You are about to undergo a medical procedure in a hospital or clinic, and they require antibody testing.
  • You've had COVID-19 infection in the past, and you want to donate your plasma, the part of your blood that has the antibodies so that it can be used to help others who have severe cases of COVID-19.
  • Your employers require COVID-19 testing before you are allowed back to work or because you may have been exposed to the virus.

Does Bayside Urgent Care Accept Insurance for Antibody Testing?

 Effective August 3, 2020, COVID-19 testing is free for some patients:

  • When the test is medically necessary, and you have in-network insurance, you are 100% covered, and your test will be free.

  • If you don't have insurance (but do have a valid SSN) and the test is medically necessary, you will be 100% covered, and your test will be free.

  • Out-of-network insurance is not covered. You will have to pay out-of-pocket.

  • COVID-19 testing for reasons not medically necessary, such as travel, education, work and entertainment, are not covered and payment will be necessary.

  • Those people using straight Medicare (no Advantage Plans) are covered regardless of the reason for their test. The same full coverage is true for those under the Federal Uninsured Program.

We accept Medicare and most major insurance carriers like Aetna, Emblem Health, Blue Cross Blue Shield, Cigna, United Health Care, First Health Network, Tricare, and Multiplan/PHCS.

Call Bayside Urgent Care Center for COVID-19 Testing, Antibody Testing, & Antigen Testing

Our center is located in Clearwater, Florida, conveniently situated to Largo, Belleair, Dunedin, and Indian Rocks Beach. If you have been exposed to COVID-19, visit our office or call about getting tested.

Open 7 days a week ● Walk-ins Are Welcome ● Online Registration

Hours: Monday - Friday 8 am to 8 pm, Saturday - Sunday 9 am to 6 pm

* Urgent care is not a substitute for emergency care. Always head to the nearest emergency room or call 911 if you are experiencing very serious or life-threatening problems. Read What is Urgent Care for more information.

Find Us

Bayside Urgent Care Center

1001 S Fort Harrison Avenue, Suite 101

Clearwater, FL 33756

Phone. 727-441-5044

Fax. 727-441-5008


Monday - Friday: 8am - 8pm
Saturday and Sunday: 9am - 6pm